A Teacher’s Guide to Retirement Savings
As an educator, you’re dedicated to shaping the future for others, but what about your own? Planning for your financial future is just as important as the lessons you teach. Whether you’re in a public or private school, there are powerful savings strategies tailored to your path. The key is knowing which options are typically […]
Paying Taxes in Retirement
Retirement is often seen as a time to relax and wind down. But even after your working years are behind you, there’s one thing that doesn’t retire and that is taxes. Many Americans assume that their tax burden may lighten in retirement. After all, most have worked and paid taxes their entire career. But the […]
The Tax Cuts and Jobs Act: What is at Stake in 2025
The Tax Cuts and Jobs Act (“TCJA”) of 2017 introduced the most significant changes to the tax code we have seen in nearly thirty years. It was enacted in President Trump’s first term in office and reduced average tax burdens for individual taxpayers across all income levels and simplified the tax filing process for many. […]
Putting a Ring on Your Finances
Getting married? How exciting! This is such a fun and enjoyable time in your life, but it also comes with a lot of changes and decisions that go beyond choosing a venue and a caterer. One of the biggest transitions you’ll make as a newlywed is combining your financial lives. While it may not be […]
Wealth Management and Investing: The Fitness Journey for Your Finances
Managing wealth, saving, and investing are often touted as straightforward concepts: spend less than you earn, save diligently, and invest wisely. Much like the simplicity of weight loss—burn more calories than you consume—the principles of financial health are easy to grasp. However, just as anyone who has tried to shed a few pounds knows, the […]
Market Outlook and Predictions
I am sitting on the floor of my den about to play PrettyPretty Princess with my 3-year-old daughter. If you have never played this game, you take turns spinning an oversized spinner trying to be the first player to collect the complete set of undersized plastic jewelry. If you can achieve this first, you are […]
Your Tax Refund Isn’t a Bonus- It’s Your Money
Are you already planning what you will spend your tax refund on? While it may feel like a bonus, your refund is just the money you overpaid throughout the year. Essentially, the IRS has been borrowing your money interest-free for the past year. Why a Refund Isn’t Ideal: Rather than letting the IRS act as […]
When to Expect Your 1099
If you receive income from investments, dividends, education savings plans, or contract work, you’re undoubtedly familiar with IRS Form 1099. By the time April 15th rolls around, you might have even collected a hefty stack. However, what might be less clear is when you should expect to receive them. Some insist that the deadline is […]
Preparing for the 2024 Tax Season
The new year is upon us and with it comes a new tax season. And that brings with it a level of anxiety for many about filing their tax return. To help reduce some of that concern, here are a few suggestions on how to best prepare to file your return for 2024. Protect yourself […]
The Magic 8 Ball to Debt Optimization
If you have any type of debt, mortgage, student loans, car loans, personal loans, etc., you might wonder if you have a competitive interest rate. Or maybe you wonder if it is worth the hassle of refinancing. On the other hand, maybe you’re in the process of buying a car and do not know if […]