The Rollercoaster Ride as a First-Time Homebuyer
There’s nothing quite like the experience of buying your first home. It’s exciting, overwhelming, empowering, and completely nerve-wracking. Whether you’re just starting to browse listings or you’ve already scheduled showings, the emotional highs and lows are real. But beneath those feelings lies a big financial decision that requires preparation, patience, and perspective. Here’s a look […]
The Juggle – Prioritizing Your Financial Goals
Today’s 30 and 40 something couples have many balls that they are juggling in their daily lives – work, taking kids to school and their extracurricular activities, planning family vacations, and having a few minutes to spend together, etc. The list can be overwhelming. The same can be said about family finances. Should we save […]
What Is the CFA Charter – and Why it Matters for Your Investments
At THOR Wealth Management, you may have noticed that several members of our team have “CFA” after their names. It’s not just alphabet soup — those three letters represent a commitment to deep expertise, high ethical standards, and long-term discipline in investment management. But what exactly is the CFA charter, and why should it matter […]
Should I Hire a Robot or a Human?
I was recently sitting in the airport catching up on emails and received a response from a woman who was applying for a position at our company. I had reached out requesting that she share her availability for an introductory call. Her response began with the following: “Here’s a polished and professional version of your reply:” […]
A Teacher’s Guide to Retirement Savings
As an educator, you’re dedicated to shaping the future for others, but what about your own? Planning for your financial future is just as important as the lessons you teach. Whether you’re in a public or private school, there are powerful savings strategies tailored to your path. The key is knowing which options are typically […]
Paying Taxes in Retirement
Retirement is often seen as a time to relax and wind down. But even after your working years are behind you, there’s one thing that doesn’t retire and that is taxes. Many Americans assume that their tax burden may lighten in retirement. After all, most have worked and paid taxes their entire career. But the […]
The Tax Cuts and Jobs Act: What is at Stake in 2025
The Tax Cuts and Jobs Act (“TCJA”) of 2017 introduced the most significant changes to the tax code we have seen in nearly thirty years. It was enacted in President Trump’s first term in office and reduced average tax burdens for individual taxpayers across all income levels and simplified the tax filing process for many. […]
Putting a Ring on Your Finances
Getting married? How exciting! This is such a fun and enjoyable time in your life, but it also comes with a lot of changes and decisions that go beyond choosing a venue and a caterer. One of the biggest transitions you’ll make as a newlywed is combining your financial lives. While it may not be […]
Wealth Management and Investing: The Fitness Journey for Your Finances
Managing wealth, saving, and investing are often touted as straightforward concepts: spend less than you earn, save diligently, and invest wisely. Much like the simplicity of weight loss—burn more calories than you consume—the principles of financial health are easy to grasp. However, just as anyone who has tried to shed a few pounds knows, the […]
Market Outlook and Predictions
I am sitting on the floor of my den about to play PrettyPretty Princess with my 3-year-old daughter. If you have never played this game, you take turns spinning an oversized spinner trying to be the first player to collect the complete set of undersized plastic jewelry. If you can achieve this first, you are […]