Using Buckets for a Long Term Savings Strategy

In our last blog, we talked about how important human capital can be as it relates to your total economic wealth.  Saving as much of your income as possible, especially in your early earning years, is critical.  Just as important is the location of those savings.  For sure, there are many ways to save today […]

Fed is Falling Behind the Curve

 Short term interest rates should be much higher – possibly 5%. The Federal Reserve is behind the curve and we believe this will lead to inflation.

Inflation Being Caused by Trucking, Shipping, and Energy Prices

Green truck driving with trees in the background

 We believe inflation pressures will be here for at least the next two years because of higher costs for shipping goods around the globe.    Both the trucking and cargo shipping industries have initiated new regulations that are, by themselves, increasing costs.   In trucking, it is the regulations regarding  electronic logging devices (ELDs) and in […]

Will Italy Be Saved by the ECB?

The flag of Italy with the sky in the background

The Italian election at the end of May has shaken up Europe and the Italian bond market.    The change in Italy will make things more volatile over the next several months.    We believe that the ECB will keep Italy afloat with purchases of Italian Government bonds.       When Mario Draghi steps down late next year. It […]

Ballooning Corporate Debt

Corporations have increased debt loads over the past few years because of the Federal Reserve’s ultra easy monetary policy. Now with rates going up, stress is starting to show up in the corporate bond market. With over $4.4 trillion in corporate bonds coming due by the end of 2022, higher interest rates means higher costs. […]

Recency Bias: Are You at Risk?

Top View of four people sitting around a desk on their phones

Jim Gore, CIO of THOR Investment Management, discusses some of the behavioral biases we are seeing by investors in the stock market today.