Should I Use My Credit Card or Debit Card?

Stack of different colored credit cards

Most of us have our fair share of plastic in our wallets, purses or money clips.  We have one or more credit cards issued by organizations such as American Express, Discover, MasterCard or Visa as well as a debit card, typically issued by your bank.  When we go to pay for a purchase, we are […]

Credit Scores: The 3 Keys to Understand

What is a credit score? A credit score is a three digit figure that is intended to measure the likelihood an individual will repay debt and credit obligations.  The credit score system was created to simplify the process of obtaining credit.  Consequently the score provides a standard, objective measure that can easily compare borrowers.  Before […]