The Magic 8 Ball to Debt Optimization

If you have any type of debt, mortgage, student loans, car loans, personal loans, etc., you might wonder if you have a competitive interest rate. Or maybe you wonder if it is worth the hassle of refinancing. On the other hand, maybe you’re in the process of buying a car and do not know if […]

Is Leverage Good?

Impact of Leverage

Leverage is a powerful force that is deeply rooted in our society. It has facilitated the build-out of communities, contributed to the expansion of businesses, and led to countless booms and busts in the economy. While there are many places where leverage has done good, that doesn’t tell the full story. What Does Leverage Mean? […]

Should I Use My Credit Card or Debit Card?

Stack of different colored credit cards

Most of us have our fair share of plastic in our wallets, purses or money clips.  We have one or more credit cards issued by organizations such as American Express, Discover, MasterCard or Visa as well as a debit card, typically issued by your bank.  When we go to pay for a purchase, we are […]