The Magic 8 Ball to Debt Optimization

If you have any type of debt, mortgage, student loans, car loans, personal loans, etc., you might wonder if you have a competitive interest rate. Or maybe you wonder if it is worth the hassle of refinancing. On the other hand, maybe you’re in the process of buying a car and do not know if […]
Is Leverage Good?

Leverage is a powerful force that is deeply rooted in our society. It has facilitated the build-out of communities, contributed to the expansion of businesses, and led to countless booms and busts in the economy. While there are many places where leverage has done good, that doesn’t tell the full story. What Does Leverage Mean? […]
How to Choose a Credit Card

In our last blog, we discussed the benefit of using your credit card vs your debit card. But what credit card should you choose? There are endless varieties of credit cards, and one card may benefit you more than another. If you feel overwhelmed when picking a credit card, you are not alone. What follows […]
Should I Use My Credit Card or Debit Card?

Most of us have our fair share of plastic in our wallets, purses or money clips. We have one or more credit cards issued by organizations such as American Express, Discover, MasterCard or Visa as well as a debit card, typically issued by your bank. When we go to pay for a purchase, we are […]