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Retirement Planning

Cincinnati Retirement Planning

woman planning for retirementAs you approach retirement, you may wonder if you can retire and be assured of a financially secure retirement.  Once in retirement, people want to make sure they can stay retired.  Distributing their retirement assets in a tax efficient manner is important to the retirement process.  No one wants to work hard for 30 to 40 years and then make poor planning decisions that can result in financial instability.

In our history, THOR has worked with many clients through their earning years and into the distribution phase of their life.  Our retirement planning services include:

  • Distribution analysis – withdrawal rates & asset location strategies
  • Rollover of 401(k) accounts
  • Strategic planning decisions, i.e. – Roth conversions
  • Pension analysis – lump sum vs. periodic payments
  • Retirement plan (401(k), 403(b), 457) investment review and allocation
  • Cash flow projections
  • Retirement Age Planning
  • Analyze probability to fund lifestyle goals
  • Cash flow impact on tax brackets & Medicare premiums